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Saving Money at the Pump
Gas prices are higher than ever, so youre likely to see more advertising for "gas-saving" products. Yes, we want to improve on fuel efficiency, but are these products really helping? Or are they just taking an extra bite out of our already shrinking car budget?
The truth is, you should be suspicious of any gas-saving claims for certain devices or oil and gas additives. Even for the few gas-saving products that have been found to work, the savings have been miniscule.
Youll see all sorts of claims and testimonies. "This gas-saving product improves fuel economy by 20 percent." Yeah, yeah. Actually, the EPA has tested over 100 of these supposed gas saving doo-hickies, and none of them were found to do the job well.
Some of the products can even damage your car. So much for cost savings! So, please be skeptical of advertising claims for gas saving devices.
Heres another quote you might read. "This gas-saving device is approved by the Federal government." Actually, no government agency endorses gas-saving products for cars. If the seller claims the EPA has evaluated its product, ask for a copy of the report, or check www.epa.gov for information. Ah, don't you love the power of the internet.
If you want to save money at the pump, try these tips. Theyll serve you much better than some snake oil product.
* Buy only the octane level gas you need.
* The faster you drive, the more fuel you use. Its a fact.
* Use overdrive gears during highway driving. This also saves wear on your engine.
* Use cruise control on highway trips.
* Avoid unnecessary braking and acceleration.
That means no tailgating! This tip alone can improve your fuel economy by 5 to 10 percent. Sudden starts and sudden stops are wasteful, not to mention the barf factor involved for those of us who get car sick.
* Unnecessary idling wastes fuel.
* Avoid carrying excess weight in your trunk.
* Keep your engine tuned. Engine troubles can increase fuel consumption by as much as 10 to 20 percent.
* Make sure your tires are properly inflated and aligned. Check them once a month. Under-inflated tires increases fuel consumption by six percent.
* Change your oil at the set intervals for your car, oil type and make.
* Check and replace air filters regularly. Clogged filters can cause up to a 10 percent increase in your fuel consumption. Don't need to tell you that will add up to quite some amounts of money, would I?
Theres no need to buy products that cost you more money than they save. These little fuel saving tips can add up to an extra hundred bucks or so in your pocket each year!
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'Buy Here, Pay Here' Businesses Move Into Leasing
Robert Siegel speaks with Ken Bensinger, business reporter for the Los Angeles Times , for an update about a growing type of lucrative used-car dealerships known as "buy here, pay here" businesses. He explains how these lots now have gone into the leasing business in a big way.
Read more...ConsumerWatch: ‘Buy Here, Pay Here’ Financing Under Fire
Several California lawmakers are trying to put the brakes on a questionable kind of used-car financing known as “Buy Here, Pay Here” that critics say takes advantage of immigrants and people with poor credit histories.
Read more...California bill takes aim at Buy Here Pay Here used-car dealers
Legislation introduced by Assemblyman Bob Wieckowski aims to protect buyers from being overcharged at used-car lots by requiring dealerships to post the fair market value on each vehicle they sell. New legislation in Sacramento aims to protect car buyers from being overcharged at used-car lots by requiring the dealerships to post the fair market value on each vehicle they sell.
Read more...Bill would regulate Buy Here Pay Here used-car lots as lenders
The legislation, by state Sen. Ted Lieu, is aimed at curbing what some critics say are abusive and predatory lending practices. It would cap interest rates and require dealers to display vehicle sales prices. Used-car dealers known as Buy Here Pay Here lots would be regulated by the state as lenders under new legislation aimed at curbing what some critics say are abusive and predatory lending ...
Read more...Lieu bill would regulate car dealers' 'buy here, pay here' plans
South Bay State Sen. Ted Lieu on Tuesday introduced a bill aimed at regulating car dealers who offer so-called "buy here, pay here" installment loans.
Read more...Consumer bureau chief concerned about Buy Here Pay Here dealers
Richard Cordray, the new head of the Consumer Financial Protection Bureau, is looking into the practices of Buy Here Pay Here auto dealers and the rapid growth of the industry.
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