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Lowering Your Auto Insurance Costs
Little known facts about car insurance costs and How To Lower Your Car Insurance Cost
Vehicle insurance - a cost we all must bear if we want to drive. But you might be surprised at how varied the rates for car insurance can be in your area. Definitely shop around for your best car insurance quotes. Dont just go with the first agent you speak with.
Now, thanks to the internet, you can shop around right from the comfort of home. Go ahead and get at least three price quotes from different kinds of insurance companies.
If youre in the market for a new car, call to see how much it will cost to insure in the first place. Having a car alarm and other anti-theft devices can help lower your costs.
Always ask about discounts. Dont be shy. Companies expect this!
Whats my cost if I have a $500 deductible? (Increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by as much as 30 percent.)
How about a $1,000 deductible? Going to a $1,000 deductible can save you 40 percent or more. (Now if you dont keep at least this much in the bank, dont choose this option!)
If your car is worth less than 10 times the annual insurance premium, purchasing extra coverage may not be cost effective. Thats one great thing about owning an older car!
My credit rating is excellent. I always pay my bills on time.
What if we insure more than 1 car with your company?
Life is short. Use it to its maximum by utilizing whatever knowledge you can on car insurance and how to get the most out of your car. Knowledge is important for all walks of life. Even the crooks have to be intelligent!
Here are some more points you must ask, or tell your auto insurance agent, in order to find out what discounts you can get on your car insurance:
I havent had an accident in more than three years
I havent had a traffic ticket in three years
Ive taken a drivers training course.
My car has an anti-theft device.
I dont put a lot of mileage on my car in a years time.
I carpool.
My car has air bags.
My car is quipped with anti-lock brakes.
I have daytime running lights.
Im a student driver with good grades.
Since I have both auto and home coverage with you, do I qualify for a discount?
Im a college student away from home
Ive been a long time customer
My mom and dad use your company
Do you offer any other discounts? Some companies offer reduced rates to drivers who get insurance through a group plan from their employers and other professional groups. It cant hurt to ask.
Not every company will offer the same discounts. Compare the final prices the various companies offer you. It pays to shop around for your car insurance!
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No parts for discontinued car? Time to improvise Boston Herald The Saab dealer has had the car for six weeks, with no hopes of getting that part in the near or distant future. So my father can't open the door, and at his age, he's not going to be hopping over the passenger seat to get to the driver's seat. |
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Study: We're keeping our vehicles longer today New Philadelphia Times Reporter Cars hold up well.” Brinkman said it isn't unusual for some cars to keep running well past 100000 miles. “It used to be when you hit about 70000 miles or so, you started thinking it was about time (to get a new vehicle),” he said. |